COI Compliance Platform

Stop Tracking.

Start Verifying.

Stop Tracking.

Start Verifying.

Most COI systems tell you a certificate exists. FlexWurx tells you whether the coverage actually matches what your lease requires

The COI process is quietly costing you.

Most teams don't see the exposure until a claim. Here's what the industry data shows.

40%

of portfolios have undetected coverage gaps

Certificates are current. Coverage isn't. Most systems can't tell the difference.

15 hrs

per person, per month on COI compliance

Chasing tenants, reading policies, running manual comparison, sending follow-ups. Per person. not per team.

$20+

per tenant for manual lease-coverage verification

Human-dependent, takes close to a month, and still imprecise. That's the industry baseline today.

What We Do

The COI process is broken. We rebuilt it.

Most systems track whether a certificate exists. FlexWurx reads your leases, understands your actual requirements, and verifies every policy against them — automatically, daily.

With FlexWurx

With FlexWurx

01

Lease requirements extracted automatically

AI reads the signed lease and pulls every insurance requirement — limits, endorsements, additional insureds, clauses.

02

COI collected through a tenant portal

Tenants get a direct link. They upload. No email chains, no phone calls, no chasing.

03

Coverage verified against lease terms, daily

Every policy compared to what was actually negotiated. Not just whether a certificate exists — whether it complies.

04

Gaps surfaced, outreach handled automatically

Non-compliant tenants are flagged and notified. Follow-ups go out without anyone touching them.

05

Every action logged and timestamped

A defensible, audit-ready record of every check, every gap, every enforcement action.

Features

Built around how leases actually work.

Not a checklist tool. A verification engine that understands the difference between a policy that exists and a policy that complies.

01
Lease-Based Coverage Verification
FlexWurx reads your lease agreements and extracts the exact coverage requirements tenants are obligated to carry — limits, endorsements, and all. Every COI is then verified against those requirements, line by line, daily.
Lease says $2M. Policy shows $1M. Most systems call that compliant. We don’t.
02
Automated Collection & Outreach
Tenants receive a branded portal to upload certificates directly. When coverage is missing, expired, or non-compliant, outreach goes out automatically — with a full record of every attempt and every response.
Stop chasing. FlexWurx handles the follow-up so your team doesn’t have to.
03
Audit-Ready Documentation
Every verification, every gap, every enforcement action is logged with a timestamp. When you need to demonstrate that coverage was checked and enforced — for a lender, insurer, or legal defense — the record is already there.
Provable compliance. Not just a spreadsheet.
01
Lease-Based Coverage Verification
FlexWurx reads your lease agreements and extracts the exact coverage requirements tenants are obligated to carry — limits, endorsements, and all. Every COI is then verified against those requirements, line by line, daily.
Lease says $2M. Policy shows $1M. Most systems call that compliant. We don’t.
02
Automated Collection & Outreach
Tenants receive a branded portal to upload certificates directly. When coverage is missing, expired, or non-compliant, outreach goes out automatically — with a full record of every attempt and every response.
Stop chasing. FlexWurx handles the follow-up so your team doesn’t have to.
03
Audit-Ready Documentation
Every verification, every gap, every enforcement action is logged with a timestamp. When you need to demonstrate that coverage was checked and enforced — for a lender, insurer, or legal defense — the record is already there.
Provable compliance. Not just a spreadsheet.

The Platform

Built for your whole operation.

A clear view for your team. A simple portal for your tenants. Both connected, both documented.

For Your Team — Admin Dashboard

app.flexwurx.com

For Your Tenants — Compliance Portal

portal.flexwurx.com

How We Compare

Same portfolio.
Three realities.

Most COI tools move the work around. FlexWurx eliminates it — and closes the gaps the other tools don't catch.

Manual
Spreadsheets & email
Legacy systems
COI tracking tools
FlexWurx
Coverage verification
Verification & setup
Verification approach
Track expirations in Excel
Track expirations with alerts
Verify coverage matches lease requirements
Lease reading
Manually read each lease
Manually set up rules per tenant
AI extracts requirements from the lease automatically
COI comparison
Compare COI against lease line by line
Flag expirations only
Instant lease-to-COI comparison — gaps flagged in seconds
Day-to-day operations
Enforcement
Chase tenants and brokers via email and phone
4 emails then manual follow-up
Automated outreach with specific deficiency details until resolved
Certificate holder
Hope the names are right
Not checked
Exact name verification against lease language
Speed
Days to weeks per tenant
2 days to 2 weeks per review
Seconds
When it counts
Audit trail
Spreadsheet
Basic log
Timestamped record of every verification and communication
When gaps are found
During a claim
Quarterly review (maybe)
Before a claim
Verification & setup
Verification approach
Spreadsheets
Track expirations in Excel
Legacy tools
Track expirations with alerts
FlexWurx
Verify coverage matches lease requirements
Lease reading
Spreadsheets
Manually read each lease
Legacy tools
Manually set up rules per tenant
FlexWurx
AI extracts requirements from the lease automatically
COI comparison
Spreadsheets
Compare COI against lease line by line
Legacy tools
Flag expirations only
FlexWurx
Instant lease-to-COI comparison — gaps flagged in seconds
Day-to-day operations
Enforcement
Spreadsheets
Chase tenants and brokers via email and phone
Legacy tools
4 emails then manual follow-up
FlexWurx
Automated outreach with specific deficiency details until resolved
Certificate holder
Spreadsheets
Hope the names are right
Legacy tools
Not checked
FlexWurx
Exact name verification against lease language
Speed
Spreadsheets
Days to weeks per tenant
Legacy tools
2 days to 2 weeks per review
FlexWurx
Seconds
When it counts
Audit trail
Spreadsheets
Spreadsheet
Legacy tools
Basic log
FlexWurx
Timestamped record of every verification and communication
When gaps are found
Spreadsheets
During a claim
Legacy tools
Quarterly review (maybe)
FlexWurx
Before a claim
Manual
Spreadsheets & email
Legacy systems
COI tracking tools
FlexWurx
Coverage verification
Verification & setup
Verification approach
Track expirations in Excel
Track expirations with alerts
Verify coverage matches lease requirements
Lease reading
Manually read each lease
Manually set up rules per tenant
AI extracts requirements from the lease automatically
COI comparison
Compare COI against lease line by line
Flag expirations only
Instant lease-to-COI comparison — gaps flagged in seconds
Day-to-day operations
Enforcement
Chase tenants and brokers via email and phone
4 emails then manual follow-up
Automated outreach with specific deficiency details until resolved
Certificate holder
Hope the names are right
Not checked
Exact name verification against lease language
Speed
Days to weeks per tenant
2 days to 2 weeks per review
Seconds
When it counts
Audit trail
Spreadsheet
Basic log
Timestamped record of every verification and communication
When gaps are found
During a claim
Quarterly review (maybe)
Before a claim
Verification & setup
Verification approach
Spreadsheets
Track expirations in Excel
Legacy tools
Track expirations with alerts
FlexWurx
Verify coverage matches lease requirements
Lease reading
Spreadsheets
Manually read each lease
Legacy tools
Manually set up rules per tenant
FlexWurx
AI extracts requirements from the lease automatically
COI comparison
Spreadsheets
Compare COI against lease line by line
Legacy tools
Flag expirations only
FlexWurx
Instant lease-to-COI comparison — gaps flagged in seconds
Day-to-day operations
Enforcement
Spreadsheets
Chase tenants and brokers via email and phone
Legacy tools
4 emails then manual follow-up
FlexWurx
Automated outreach with specific deficiency details until resolved
Certificate holder
Spreadsheets
Hope the names are right
Legacy tools
Not checked
FlexWurx
Exact name verification against lease language
Speed
Spreadsheets
Days to weeks per tenant
Legacy tools
2 days to 2 weeks per review
FlexWurx
Seconds
When it counts
Audit trail
Spreadsheets
Spreadsheet
Legacy tools
Basic log
FlexWurx
Timestamped record of every verification and communication
When gaps are found
Spreadsheets
During a claim
Legacy tools
Quarterly review (maybe)
FlexWurx
Before a claim

Your lease requires it. Let's make sure
coverage proves it.

Schedule a 30-minute demo to see how FlexWurx verifies your tenants' coverage against what your leases actually require.